CASE STUDIES
Selected Projects & Engagement Snapshots
These examples illustrate the type of work we do. Each engagement is customised, but the underlying disciplines – structured analysis, transparent models, and decision-focused design – are consistent.
Explore how similar work might apply to you
Borrower Risk Segmentation & Default Analysis
A digital lender wanted to better understand why defaults were clustering in specific borrower groups. We conducted a structured risk segmentation and loss analysis using historical portfolio data.
Focus Areas
- Data exploration and cleaning
- Behavioural variable selection
- Risk band definitions and cut-offs
- Affordability and exposure limits
What We Delivered
- Risk-segmented views of performance
- Indicative PD and LGD estimates
- Updated scorecard and decision rules
- Underwriting and monitoring dashboard
Outcome
Clearer risk policies, better targeting, and more consistent loan decisions – with a roadmap for further model refinement as more data accumulated.
Behavioral Risk Scoring and Default Prediction Using Credit Card Client Data
A microfinance institution with branches across states needed a single, clear view of portfolio health to support management and board reporting.
Focus Areas
- PAR and NPL tracking by region and branch
- Vintage and cohort performance
- Sector and product concentration
- Collections and recovery metrics
What We Delivered
- Excel-based dashboard prototype
- KPI definitions and data dictionary
- Layouts for board and regulator packs
- Implementation guide for BI tooling
Outcome
Leadership gained a simple, recurrent view of portfolio health, with early-warning signals for deteriorating segments and branches.
Corporate Financial Health and Performance Trend Analysis (2021-2025)
A growing SME wanted clearer visibility into cash flows, margins, and growth scenarios ahead of fundraising. We restructured their data and designed a performance dashboard and model.
Focus Areas
- Data extraction from accounting system
- Cash flow and working capital analysis
- Revenue and margin diagnostics
- Scenario and runway modeling
What We Delivered
- Clean financial model in Excel
- Dashboard for management and investors
- Support in communicating metrics
- Monthly performance tracking templates
Outcome
Leadership gained a simple, recurrent view of portfolio health, with early-warning signals for deteriorating segments and branches.
Turning Financial Data into Better Decisions
Financial analytics and credit risk intelligence for lenders, fintechs, SMEs, and growing businesses – with a focus on clarity, rigor, and practical decision support.